How the AI Advisor picks its three ideas

The AI Advisor answers one question: for the time you want to invest, which assets look strongest right now, at three levels of risk? Here’s what happens behind every idea, in plain words.

1. It starts with what you follow

The Advisor looks at the assets you own and watch, plus a starter list of well-known stocks, funds, coins and metals, so every risk level has candidates. Indexes and futures can’t be bought directly, so it ranks the fund that tracks them instead (for example SPY for the S&P 500 or GLD for gold) and tells you when it has done that.

2. It reads years of daily prices

For every asset it loads up to five years of daily closing prices from Yahoo Finance, ending at today’s price, and measures things like:

• Trend: is the price above or below its long-term average, and is that average rising?
• Momentum: how much has it moved over the last weeks and months?
• Beating the market: has it done better or worse than the S&P 500?
• Steadiness: how much does the price usually swing, and how deep have past drops been?

3. Each time frame has its own rules

There are five time frames: Weekly, Monthly, 6 months, Yearly and Long term. A good weekly idea and a good long-term idea are not the same thing. Short time frames lean more on recent momentum. Longer ones care more about the long-term trend, steadiness and how an asset held up through rough patches, and Long term puts broad, diversified funds first. That’s why the ideas can change when you switch time frames.

4. Three ideas, three levels of risk

For each time frame you get up to three ideas:

• Steady (low risk): the strongest asset with calmer ups and downs.
• Balanced (medium risk): some growth, with normal swings.
• Bold (high risk): a higher-risk, higher-reward idea. Keep it small.

Risk comes from how much each asset’s price swung over the past year. If no asset fits a risk level, the Advisor uses the next-closest one and shows its real risk, so an idea never looks calmer than it is.

5. It explains every idea

Every idea comes with:

• a score from 0 to 100, showing how it compares with the other assets the Advisor looked at;
• the reasons behind it, written from the numbers (a sentence only says “up” when the number is up);
• its risk and its usual ups and downs over the time frame;
• a buy-near price zone and a price to re-check at.

6. It knows when to say “wait”

If nothing passes the checks (for example when most assets are falling below their long-term trends), the Advisor shows fewer ideas and says so instead of forcing a pick. Waiting is a real answer, and sometimes it’s the best one.

What it doesn’t do

The Advisor doesn’t know the news before it happens, doesn’t read company reports and can’t predict the future. It turns price history into clear, consistent signals so you can decide faster. Think of it as a second opinion, not a promise.

Tips for using it well

1. Pick the time frame that matches your real plan, not the one with the biggest number.
2. Read the reasons and the risk note, not just the name.
3. Compare the idea with what you already own, so you don’t pile into one theme.

Educational only. AI Advisor signals are for education only and are not financial advice. Always do your own research.